Governor DeSantis declared a State of Emergency for all 67 counties in Florida for Hurricane Ian. Executive Order 22-219 is available here. The Florida Division of Emergency Management's disaster information page for Hurricane Ian is available here.
FEMA has activated Individual Assistance for Floridians who need recovery aid. If you need assistance, visit DisasterAssistance.gov or call 1-800-621-3362.
Early Rx Refills
In coordination with the Florida Department of Health, OIR has distributed a notice to all health insurers, managed care organizations, and other health entities, reminding them they must comply with with provisions of section 252.358, Florida Statutes, which allows for early prescription refills in the event the Governor issues an Executive Order declaring a State of Emergency. This mandate remains in effect until the Governor’s Executive Order is rescinded or expires.
More information on early prescription refills is available here.
Emergency Order 302804-22-EO
Following Governor DeSantis' Emergency Order 22-256, and pursuant to sections 252.63(1) and 627.4133(2)(d)1., Florida Statutes, the Florida Office of Insurance Regulation issued Emergency Order 302804-22 for Hurricane Ian and Hurricane Nicole.
This order amends and supersedes Emergency Order 300997-22. A copy of the order is available here.
Answers to frequently asked questions regarding the Emergency Order is available here.
Catastrophe Claims Reporting
OIR instituted a data call for the purpose of collecting catastrophe claims data related to Hurricane Ian. OIR is requiring catastrophe claims reporting for Hurricane Ian to assist with determining the impact of Hurricane Ian on Florida's insurance industry. Recent claims reporting notices and other resources are available below:
Notice to Industry: Hurricane Ian Catastrophe Claims Reporting (April 4, 2024)
Notice to Industry: Hurricane Ian Catastrophe Claims Reporting (September 20, 2023)
Notice to Industry: Hurricane Ian Catastrophe Claims Reporting (June 5, 2023)
2023 CRF Template
2023 CRF Notice of Changes
2023 CRF FAQs
Data for Previous Storms
Hurricane Ian Catastrophe Claims Data
OIR captures data in its efforts to evaluate catastrophe claims and compels all insurers to report data as of each required reporting date, per section 624.307, Florida Statutes. This aggregate information is compiled from claims data filed by insurers. It has not been audited or independently verified. Companies were required to begin submitting data on September 30, 2022, and the data covers all claims based on filings received by OIR to date. Additional data calls may be conducted. Data for previous storms is available on the Catastrophe Claims Data and Reporting page here.
OIR encourages consumers who are having issues with a claim to report it. Click here to report an issue with a claim.
Total Estimated Insured Losses: $21,386,266,489
OIR required insurers report estimated and paid losses. Estimated or case incurred losses include indemnity case reserves and payments to date.